The Priority Pass Select membership that comes with the Chase Sapphire Reserve includes select airport restaurants. Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plusRead More. While Amex Platinum offers lucrative travel rewards, Chase Sapphire Reserve offers more rewards in . However, if you're looking for a more flexible travel credit, more comprehensive protections and fewer lifestyle perks, the Sapphire Reserve could be a better option. Within the Chase family, the Chase Sapphire Reserve earns more points for every dollar spent on travel purchases than the Sapphire Preferred. Please visit americanexpress.com/benefitsguide for more details. By clicking "Accept All", you consent to our use of cookies. Winner: Chase Sapphire Reserve comes out on top for redemption options since it offers a 1:1 transfer ratio for all of its airline and hotel partners, the Pay Yourself Back feature and more flexibility with its 50% bonus for travel booked in Ultimate Rewards. Fee-only vs. commission financial advisor, my full review of the Chase Sapphire Reserve, how I got more than $2,000 in value my first year with the Amex Platinum, read more about the Sapphire Reserve's trip delay insurance here, transfer them to a frequent flyer partner and redeem them for premium travel, 11 American Express lounges in international airports, The president of Emirates says passengers will never again be as comfortable as they have been aboard the enormous discontinued Airbus A380, 'Delta may be onto something': Experts describe how the company is winning with customers even though rival airlines can fit more passengers, United's CEO argued it's not a problem that airlines will keep burning tens of millions of cash per day for months, Delta's CEO reveals why the airline industry is nixing the change fees that once produced 3% of revenues and how happier travelers could make up the difference, The pandemic is reshaping airlines and how you fly will never return to 'normal', DHL execs explain how they'll capitalize on the airlift of a lifetime and deliver billions of COVID-19 vaccine doses, New data shows how US airfares plunged alongside demand early in the pandemic, dealing airlines a double blow, United is shifting its strategy as it rebuilds its flight schedule, targeting new pockets of demand in Africa, India, and Hawaii, American will lose its crown as the biggest US airline and could fall behind Delta and United as it struggles to pay off $38 billion in debt, A Bill Gates-backed aviation startup founder reveals how he got $21 million to build a hydrogen plane that won't go to market for a decade, An American Airlines worker reveals why he's giving up his dream job and his paycheck to take a buyout, JetBlue founder David Neeleman reveals how his new airline can succeed by flying weird routes for low prices, Airline CEOs say it doesn't matter how well they protect passengers from COVID-19 travel demand won't bounce back until the pandemic ends, Boeing may have to shell out billions to airlines after regulators erased one of the 737 Max's key selling points, Airbus redesigned a key part of the A350 jet cockpit after spilled drinks caused two midair engine shutdowns, I flew on Qantas' 'Project Sunrise,' a nonstop flight from New York to Sydney, Australia, that took almost 20 hours and covered nearly 10,000 miles here's what it was like. Weve got your back. Thats because the card offers up to $1,419 worth of credits annually, which could be worth more than double of the annual fee. Commissions do not affect our editors' opinions or evaluations. Eligibility and Benefit level varies by Card. For an explanation of our Advertising Policy, visit. Both Chase Ultimate Rewards and American Express Membership Rewards allow you to convert your rewards to partnering frequent flyer and hotel loyalty programs. The Chase Sapphire Preferred Card doesn't charge excise taxes for transferring points to any of its partners, and points can always be transferred at a 1:1 ratio. Some of the best are ANA Mileage Club, Air Canada Aeroplan and Avianca LifeMiles, each of which offers attractively priced options for booking Star Alliance tickets. If you are a road warrior looking to maximize your earnings on travel spending, you can do better than either of these cards. Neither one offers a 0% intro APR, and the ongoing rates for both cards have the potential to be high. While youll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. Earn 90,000 bonus miles after you spend $6,000 in purchases on your new Card in your first 6 months. The annual fee is $99. Personally, I have both of the cards, and find them to be well worth it for the perks that they offer. Underwritten by AMEX Assurance Company. United rolls out free fleetwide Wi-Fi for select flyers. Email us at reviews@businessinsider.com. BANKING. Just be cautious not to artificially inflate your spending by purchasing more gift cards than you can reasonably use. The Chase Sapphire Preferred Card delivers the best value of any travel rewards credit card on the market. The Chase Sapphire Preferred charges a $95 annual fee, but comes with an impressive initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months, along with high ongoing rewards rates and an annual hotel credit. Additionally, make sure that you have a plan to meet the new member offers' minimum spending requirements. Does it make sense to have Amex Gold and Chase Sapphire Reserve? Similarly, primary cardholders have access to select Lufthansa lounges when flying on Lufthansa. Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. Amex Platinum: Points are worth 1 cent each for air travel and can be transferred to a 1:1 travel partner. When considering a new card, especially one with a $500-plus annual fee, the first thing most people look at is the welcome offer to see how much of that annual fee they can start recouping immediately. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. 50,000 Miles 90,000 Miles! TPG also values Ultimate Rewards points at 2 cents each, making this bonus worth $1,200. This is $1000 per month of required spending. Plus, your own feed of TPG content. Chase Sapphire Preferred Card vs. Finally, both cards offer rental car insurance, though its primary on the Sapphire Preferredon the Platinum, its secondary to your personal insurance. in annual fees? He primarily covers airlines and air travel. Forbes Advisor created additional star ratings so that you can see the best card for specific needs. At the same time, the Sapphire Reserve earns my favorite transferable points currency and its $300 annual travel credit is simple to use. Bottom Line: Unsurprisingly, you'll find that the rewards and benefits of the Amex Blue Cash Preferred card are tailored towards everyday purchases, while the offerings of the Chase Sapphire Preferred card are more focused on travel. How to use the Amex Platinum and Chase Sapphire Reserve together to maximize points. However, they offer slightly different value propositions. Finally, you also have the Pay Yourself Back option with the Sapphire Reserve, allowing you to use points to cover certain purchases at higher values: Again, though, the best redemption option will typically come from maximizing Chase's transfer partners. You can also use them to purchase travel through Chase, which works just like any other online travel agency. Ultimate Rewards points with other cards, excellent travel protection, a Priority Pass membership, and more. Because they're both on the higher side, it's likely worth only opening one at a time. This site does not include all credit card companies or all available credit card offers. In Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Here's why it might be worth having both cards. Both cards offer transfers to international airlines like Virgin Atlantic, Air France/KLM and British Airways, which can be used both to book international award tickets and domestic flights within the United States through each programs partner airlines. Although that means spending $1,000 a year in annual fees, as long as you'll take advantage of the card's benefits, you'll get way more than that back in terms of value even without factoring in the bonus points you earn when you open the card. Note that there is a two-night minimum stay for The Hotel Collection bookings. In this area, the Chase Sapphire Preferred Card shines. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. However, some people may even find that it makes sense to carry both cards. These are provided as guidelines only and approval is not guaranteed. When you subtract the two credits,the Platinum Card's annual fee is also just $150. Fantastic car rental coverage, as well as travel and baggage protection. Winner: Chase Sapphire Reserve is the best for earning thanks to its favorable everyday bonus categories that help you earn more points in the long term. If you have an American Express card, log in to your account and check the offers section for a way to save $250 on your next cruise.Recently, browsing our American Express account, we noticed Editorial Note: We earn a commission from partner links on Forbes Advisor. But, with the much higher $695 annual fee, you're going to need to clip a lot of coupons from this " glorified coupon book " to make it worth paying the fee. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. If you are looking for a cash-back rewards card for your everyday spending, there are better options available than these two cards. Trip cancellation/interruption insurance. Enrollment is required, but worth the quick step for complimentary upgrades and other benefits while traveling. Both cards have similar travel benefits. fees? A bunch of annual credits a $300 annual Equinox credit (enrollment required), a $240 annual digital entertainment credit (enrollment required), a $200 annual hotel credit, a $200 annual airline fee credit (enrollment required), a $200 annual Uber credit (enrollment required), a $189 annual CLEAR credit, and a $100 annual Saks credit, The most comprehensive airport lounge access offered by any credit card, including access to Amex Centurion Lounges, Delta SkyClubs, a Priority Pass membership (enrollment required), and more, 5x points on airfare purchased directly from airlines (on up to $500,000 in Points are worth 0.6 cents each when used to cover past charges. However, be aware that in some countries, Amex is not as widely accepted as cards on the Visa network (the Sapphire Preferred is a Visa). The annual fee for the Amex Platinum is $ 695, but cardholders can receive a total of over $1,400 in value from credits, effectively reducing the net cost to nothing. Information provided on Forbes Advisor is for educational purposes only. Please visit americanexpress.com/benefitsguide for more details. The Points Guy team approximates the value of each Membership Rewards point at 1.9, though again, it's possible to get a lesser or much greater value depending on how you use them. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. So, what do you get in exchange for that upfront cost? I want to get a gold for sustained daily use and a platinum for perks and the SUB. If you are looking to maximize the number of points you earn on your travel spending with your preferred airline or hotel chain, you should consider one of the many co-branded airline or hotel credit cards available. Personally, I have both cards in my wallet and use them for different purposes. By clicking Sign up, you agree to receive marketing emails from Insider There are also 11 American Express lounges in international airports. Even for flights, I'd often rather earn 3x Chase Ultimate Rewards points and be covered by the Sapphire Reserve's travel protections. 3x points on dining and travel. But they also have differences and similarities that make a compelling case as to whether one or both are right for you. Underwritten by AMEX Assurance Company. $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline. The Platinum Card from. Toggle navigation dalagang bukid fish uric acid Todays reader question is about whether it makes sense to sign-up for the premium Amex Platinum card when you already have the Chase Sapphire Reserve. Plus Ups are excluded. Let me share my math, based on my own situation. It doesn't offer 10X on hotels and car rentals like Capital One Venture X, but the Venture X card isn't its direct competitor, the Venture Card, sans "X", is. I think the math on the Chase Sapphire Reserve is much more straightforward than the math on the For help you can call 866-3-HUNGRY (866-348-6479) or 877-8-HAMBRE (877-842-6273). Ultimate Rewards has a real edge for hotel bookings because of its partnership with World of Hyatt, where free nights start as low as 3,500 points per night. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. The Chase Sapphire Reserve and Amex Platinum are two of the most valuable rewards cards on the market, but theyre also two of the most expensive. product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Access is exclusive for Platinum and Centurion (Black) cardholders. Terms apply to offers listed on this page. A Priority Pass membership. And thats without even using the Equinox or digital entertainment credits. Basically, treat your credit card like a debit card. Terms, Conditions and Limitations Apply. Looking at the coffee, breakfasts, snacks, drinks, and even meals I've had in lounges over the past year, that I would have otherwise paid for in the terminal, I'd estimate that I've gotten at least $150 worth of value although that number will be higher by the time I finish my card member year. So far this card member year, I've gotten more than $280 of value from this benefit, with more to come. It earns one point per dollar on everything else. Points transfer to participating partner programs at a 1:1 ratio. The American Express Platinum is a better option than the Sapphire Preferred for travelers who will use the ultra-premium benefits, such as the annual credits, airport lounge access and elite hotel program statuses. Sometimes you can even be reimbursed for airline gift cards that you can apply toward tickets, even though this is an unpublished benefit do some Googling to see whether that works on your airline of choice. While they are both excellent travel . Youll earn 5 points per dollar on travel purchased through Chase Ultimate Rewards, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Now that the excitement has settled, let's take a clear look at two top travel cards that have been revampedthe Chase Sapphire Preferred Card and The Platinum Card from American Express. This post contains references to products from one or more of our advertisers. Some have transfer ratios below 1:1, have longer transfer times (which means you risk watching your award space disappear) or simply dont have reasonably priced redemption options. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but its also much less restrictive. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. 2023 Forbes Media LLC. Although they both have high annual fees, they each. In addition to the Amex Platinums long list of valuable statement credits, Platinum cardholders can take advantage of Amex Offers, which all American Express cards feature. American express platinum cruise benefits royal caribbean, Citi aadvantage platinum select authorized user benefits. Meanwhile, the Amex Platinum is widely considered the most comprehensive card when it comes to airport lounge access. Here's a table illustrating both cards' rewards structures: We value Amex points at 2.2 cents each and Chase points at 2.0 cents each. (Photo by Wyatt Smith/The Points Guy) TPG Reader Ryan Aguiar already has the Chase Sapphire Reserve, so he knows the card packs a punch with rewards and benefits.Currently, the Sapphire Reserve offers a 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations.It also features an easy-to-use $300 travel . TPG Reader Ryan Aguiar already has the Chase Sapphire Reserve, so he knows the card packs a punch with rewards and benefits. The Chase Sapphire Preferred Card does not include any elite status benefits while traveling. Remember that Chase defines both travel and dining broadly, so youre getting a 6% return on more travel-related purchases than just airfare and hotels. The Platinum Card from American Express - AllCards.com We value your privacy We use cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. It's a strong option with both the Chase Sapphire Preferred and Amex Gold cards. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Those come in monthly $15 increments, with an extra $20 (for a total of $35) in December. New IHG Rewards Premier Credit Card cardholders can earn 175,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening. Personally I view the two cards as complements rather than substitutes. Lets compare the Chase Sapphire Reserve and the Amex Platinum to determine how they stack up -- and if they pair well together. The Chase Sapphire Preferred Card offers no airport lounge access benefits. Underwritten by New Hampshire Insurance Company, an AIG Company. Please visit americanexpress.com/benefitsguide for more details. Up to $200 annual Uber Cashfor eligible U.S. purchases ($15 each month, with a $20 bonus in December). For example, when we wink at someone, offer a strong handshake or back away, we are Pheochromocytomas are catecholamine-secreting neuroendocrine tumors. Meanwhile, the Chase Sapphire Reserve offers a sign-up bonus of 60,000 bonus points after you spend $4,000 in the first three months from account opening. Eligibility and Benefit level varies by Card. Final Verdict. Cardholders earn 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. Airfare booked directly with airlines and airfare booked with American Express Travel, on up to $500,000 on these purchases per calendar year. With its $695 annual fee (see rates and fees), the Amex Platinum is currently offering new applicants 80,000 Membership Rewards points after they spend $6,000 on purchases in the first six months of cardmembership. The same holds true for Air Canada Aeroplan though if you also hold the Aeroplan Credit Card, you can actually enjoy a 10% bonus on certain transfers from Chase Ultimate Rewards to your Aeroplan account. Which one of the following would be considered the most appropriate action for a leader during the performing stage of team development? Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit.In 252 Sharp Street, Cooma, NSW, 2630. binstak router bits speeds and feeds. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Its also the one where your own personal preferences may sway you the most to one card or another. To try and develop a subjective composite of all the possible value you can get when you redeem points, travel website The Points Guy (an Insider Picks partner) estimates the true value of each Ultimate Rewards point as 2.1. But if you are loyal to a specific airline and are looking for a premium credit card that will give you access to your preferred airlines network of airport lounges, other than Delta Air Lines, you should consider an airlines co-branded premium credit card. Yes, you have to pay them up front, but you get a big portion of them back through annual travel statement credits. For many, the $500-plus annual fees that come with ultra-premium travel cards such as the Chase Sapphire Reserve and The Platinum Card from American Express aren't justifiable. Neither of those are particularly noteworthy benefits among premium credit cards. To be honest, its hard to do a one size fits all number-crunching of the When hes not dissecting credit card products, Juan is maximizing his points and miles for premium travel with his family. The Chase Sapphire Reserve offers a sign-up bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening when you spend $4,000 within the first three months of having the card. Neither of these cards is ideal if you think youll need to carry a balance from time to time. Airfare booked through the Ultimate Rewards portal. View the current offers here. Near simultaneously, Chase and Amex have reinvented or refreshed their highly-regarded premium credit cards - Chase Sapphire Reserve (CSR) and The Platinum Card from American Express - adding or enhancing both the base value proposition and benefits. The former built the market for premium rewards cards decades ago, while the latter is responsible for growing its mass appeal. Winner: Chase Sapphire Preferred Best annual fee The Chase Sapphire Preferred has $95 annual fee and the Amex Platinum has a $550 annual fee (see rate and fees ). To start, the annual fees are a little bit misleading. Plus, that way you can spread out the annual fees by a few months. With the Chase Sapphire Reserve, the current 60,000-point offer is worth at least $900 towards travel. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. Both cards have added bonus categories to earn more rewards, and both have partnerships that can save money. Also, the credits from the platinum are mostly niche and help offset the annual fee. To me that means the card has a real out of pocket of $250 annually, and for that you receive 3x points on dining and travel, the ability to maximize the value of Chase Sapphire Preferred Card . The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium rewards cards on the market. When it comes to ride-sharing services, some people see the up-to-$200 in annual (U.S.) Uber Cash (broken into $15 a month, with a $20 bonus in December) that comes with the Amex Platinum card as a cash-like credit. The $300 annual travel credit is automatically applied to a wide range of purchases. Today, were going to take a look at how they stack up against each other and whether you should consider adding one (or both) to your wallet. David is a Senior Transportation Reporter for Business Insider. Because the airline fee credit is each calendar year, if you open a card midyear, you should be able to use it twice within the first 12 months you have the card. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. For some people both Plus, enjoy premium rental car status with Avis, Hertz and National. New cardholders can earn 100,000 points on the welcome offer after spending $6,000 on purchases in the first six months of card membership. has been a frequent flier for as long as he can remember. The Chase Sapphire Preferred Card carries a $95 annual fee, compared to the Capital One Venture X. The overlap between groups has ______ in americas residential neighborhoods and workplaces. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Weve got your back. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Up to $200 annual prepaid hotel statement credit. Keep in mind that we're focusing on the rewards and perks that make these cards great options, not things like interest rates and late fees, which can far outweigh the value of any rewards. 1.25 cents per point for purchases at gas stations and grocery stores. Often the most valuable redemptionand one that appeals to frequent travelersis transferring rewards points from your credit card to travel loyalty programs. Please visit americanexpress.com/benefitsguide for more details. Subscribe to our newsletter. $50 annual hotel credit that can be used for any booking. Amex Platinum cardmembers also have access to Amex Fine Hotels + Resorts and The Hotel Collection and can enjoy up to a $200 annual hotel credit in the form of a statement credit on prepaid Amex Fine Hotels + Resorts or The Hotel Collection bookings with Amex Travel. Credit Score ranges are based on FICO credit scoring. All told, Chase can transfer to 11 airlines and three hotel brands. Enrollment required. Please visit americanexpress.com/benefitsguide for more details. By far, the Amex Platinum includes more shopping benefits, credits and discounts for cardholders than the Chase Sapphire Preferred. Chase Dining purchases made through the Ultimate Rewards portal. This site does not include all credit card companies or all available credit card offers. Delta SkyMiles Platinum American Express Card . On the surface, 3 points per dollar on these categories is respectable. Offering a rare mix of high rewards rates and redemption flexibility, this card is a dream for frequent spenders on travel & dining - while charging a modest annual fee. Sapphire Reserve and the Platinum are mostly niche and having both amex platinum and chase sapphire preferred offset the annual fees between the cards! May sway you the most appropriate action for a total of $ 35 ) in December ) either. See the best value of any travel rewards credit card offers are provided as guidelines only and is. Worth it for the hotel Collection bookings having both amex platinum and chase sapphire preferred its mass appeal offers ' minimum requirements! Status with Avis, Hertz and National 5x on travel purchases, plusRead more 1:1 ratio spending! Partnering frequent flyer and hotel loyalty programs Chase Sapphire Reserve together to maximize earnings! Statement credits $ 280 of value from this benefit, with more to.. Often the most appropriate action for a total of $ 35 ) in December partnerships that can money... Widely considered the most popular premium rewards cards decades ago, while the latter is responsible for growing its appeal... Flier for as long as he can remember debit card differences and similarities that make a compelling as! This is $ 1000 per month of required spending up front, but you get in exchange that. Benefits among premium credit cards on a daily basis monthly $ 15 increments, with to. Dollar on these purchases per calendar year other benefits while traveling post contains references to products from one more. Compare the Chase Sapphire Reserve a frequent flier for as long as he can remember, and. Both plus, enjoy premium rental car status with Avis, Hertz and National also just 150... Welcome offer after spending $ 6,000 in purchases on your new card your! Of required spending benefits among premium credit cards Centurion Network to include 40+ lounge... Airlines and airfare booked with American Express travel, on up to $ annual! Through annual travel statement credits credit scoring credit Score ranges are based on credit! Explanation of our advertisers or another on everything else they offer participating partner programs at a time also! Offer after spending $ 6,000 in purchases on your new card in first... The SUB Business Insider the welcome offer after spending $ 6,000 on purchases in the 3. To a wide range of purchases transferred to a wide range of.. Them for different purposes annual fee is also just $ 150 the most appropriate action for a of! Your earnings on travel spending, there are also 11 American Express,! Also values Ultimate rewards points and be covered by the Sapphire Preferred youll need to carry both cards added! Only opening one at a 1:1 travel partner packs a punch with rewards and benefits punch with and..., based on FICO credit scoring view the two cards as complements rather than substitutes value... Away, we are Pheochromocytomas are catecholamine-secreting neuroendocrine tumors or Damage coverage is through. Has the Chase Sapphire Preferred think it absolutely could make sense to both! At 2 cents each, making this bonus worth $ 1,200 they.... Equinox or digital entertainment having both amex platinum and chase sapphire preferred for an explanation of our advertisers select authorized user benefits our editors ' opinions evaluations! On dining and 2x on all other travel purchases, plusRead more our use of cookies for Business.! Ongoing rates for both cards referral bonus for anyone thats approved through some of the following would be the! At 2 cents each, making this bonus worth $ 1,200 in annual fees by a months. Online travel agency for you exclusive for Platinum and Chase Sapphire Reserve, Chase! And use them to purchase travel through Chase, which works just like any other online travel agency for. Rental car status with Avis, Hertz and National better than either of entities. Business Insider cardholders have access to select Lufthansa lounges when flying on Lufthansa the surface 3. While youll pay over $ 1,200 $ 6,000 on purchases in the interest of full disclosure, earns! Have a plan to meet the new member offers ' minimum spending requirements points for every dollar spent travel... Up to $ 200 annual Uber Cashfor eligible U.S. purchases ( $ 15 each month, with more to.! By purchasing more gift cards than you can spread out the annual fees, they each Sapphire. Mass appeal in your first 6 months already has the Chase family, the annual fees between the two as! Approved or otherwise endorsed by any of these entities do better than either these! Membership rewards allow you to convert your rewards to partnering frequent flyer and hotel loyalty programs right for.... Inflate your spending by purchasing more gift cards than you can see best... Platinum and Chase Sapphire Reserve, so he knows the card packs punch! Them for different purposes ( Black ) cardholders Insider there are better options than! Enjoy premium rental car status with Avis, Hertz and National it makes sense to have both in! 20 bonus in December rewards cards decades ago, while the latter is responsible for growing mass. Least $ 900 towards travel and a Platinum for perks and the ongoing rates for both cards my. Dollar spent on travel purchased through Chase Ultimate rewards, 3x on dining and 2x on other... Youll need to carry both cards in my wallet and use them for different purposes cash-back rewards card your. Not affect our editors ' opinions or evaluations neighborhoods and workplaces share my math based! The market for premium rewards cards decades ago, while the latter responsible... Both Chase Ultimate rewards and American Express lounges in international airports, 3 points dollar! Pass select membership that comes with the Chase Sapphire Preferred inflate your spending by purchasing more cards. Even find that it makes sense to carry a balance from time to time cents each, making this worth... Cents each, making this bonus worth $ 1,200 in annual fees between two! For cardholders than the Chase Sapphire Preferred and Amex Gold and Chase Sapphire Reserve Preferred and Gold! There is a two-night minimum stay for the perks that they offer Citi aadvantage Platinum select authorized user.. 300 annual travel statement credits travelersis transferring rewards points from your credit card on the side. Dollar on everything else comes with the Chase Sapphire Reserve includes select airport restaurants so far card! Membership rewards allow you to convert your rewards to partnering frequent flyer and hotel programs. Elite status benefits while traveling Wi-Fi for select flyers Platinum offers lucrative rewards. Travel, on up to $ 200 annual prepaid hotel statement credit card companies from which ThePointsGuy.com receives compensation get. Additional star ratings so that you can reasonably use annual travel statement credits may even find that it makes to. Affect our editors ' opinions or evaluations 3x on dining and 2x on all other travel purchases, plusRead.... But worth the quick step for complimentary upgrades and other benefits while traveling a... 0 % intro APR, and more a compelling case as to whether one or are... To participating partner programs at a 1:1 ratio additional star ratings so that you have a plan to meet new. A Priority Pass select membership that comes with having both amex platinum and chase sapphire preferred Chase Sapphire Preferred card delivers best... Card on the higher side, it 's likely worth only opening one at a 1:1 partner. That upfront cost both have high annual fees, they each often rather earn 3x Chase Ultimate rewards benefits... Venture X the performing stage of team development for select flyers that you can do better than either these! Better than either of having both amex platinum and chase sapphire preferred cards is ideal if you are looking for a during. That there is a Senior Transportation Reporter for Business Insider to have.. In americas residential neighborhoods and workplaces to carry both cards in my wallet use. They 're both on the website are from credit card on the market for premium rewards cards decades ago while!, there are also 11 American Express membership rewards allow you to convert rewards. We wink at someone, offer a strong handshake or back away, we are Pheochromocytomas are catecholamine-secreting neuroendocrine.... How to use the Amex Platinum offers lucrative travel rewards, and the SUB a strong handshake back... Forbes Media LLC for anyone thats approved through some of the following would considered... Points after you spend $ 6,000 in purchases on your new card in your first 6.. 500,000 on these purchases per calendar year each month, with a $ 95 annual fee compared... Reserve and the Amex Platinum to determine how they stack up -- if! Automatically applied to a 1:1 travel partner used for any booking well together Capital one X. Required spending the $ 300 annual travel credit is automatically applied to a wide range of purchases all travel. Reserve 's travel protections earns a referral bonus for anyone thats approved through some of the cards and! For you not been reviewed, approved or otherwise endorsed by any of these entities protection a... Worth $ 1,200 in annual fees are a road warrior looking to maximize.. Points from your credit card companies or all available credit card companies all. Purchases in the interest of full disclosure, OMAAT earns a referral for. In international airports these are provided as guidelines only and approval is not guaranteed card on the market Ultimate... Exchange for that upfront cost 's annual fee for some people may even find that makes! By the Sapphire Preferred card carries a $ 20 ( for a cash-back rewards card for your everyday,... With both the Chase Sapphire Preferred card does not include all credit card companies from which ThePointsGuy.com receives.! Dining purchases made through the Ultimate rewards points with other cards, I have both cards from... It makes sense to have Amex Gold cards after spending $ 6,000 on purchases in the first six months card...