We did not learn much from you so there are exceptions, I saw your negative bonus last month, again. and take care of the widow. Consumers love to do business with someone that can admit mistakes and state how they made improvements. What is the name of the Local 277 and where are their local union stewards in case I need help? Don't you have more cancellations than everyone else in the office or did someone take your crown? File your review. I'm definately smelling a RAT. It is not even presented as a 10 year term product, but as a Family Care Plan. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. They claim they can save us about 90% of our bill and be able to collect more often. About 10% of union members are foolish enough to respond to the card that borders on flat out lying. Take your policies to an independant agent and have him explain what you have bought. New Dawn Industries Peggy Martin; NDI, Inc; Free Child ID Kits; Free Child Safe Kit; NDI Program This company attends public events and collects names. MY ADVICE TO YOU IS THIS. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future.. KEVIN DAVIS AGENCY KEVIN DAVIS GROUP AMERICAN INCOME LIFE A LYING SNAKE IN A $1,000 SUIT BELTSVILLE Maryland. There is also no need to let that 100% commision paid rep in your door to get the no cost accidental death benefit. Middletown Connecticut NOTICE:*UPDATE December 1, 2006. I believe the E-boards' deliberate inactions and continued refusal to take timely steps to protect its members to be a breach of their fiduciary duties as elected Officers. I have never seen 10 year term more expensive than the type you guys try to sell. Ripoff Report REVIEW: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. Real estate news with posts on buying homes, celebrity real estate, unique houses, selling homes, and real estate advice from realtor.com. All that Math confuse you Ricky? Cons. Altig International & American Income Life pledge to resolve all legitimate complaints and address any issues from the past, present and in the future. ? American Income Life insights Based on 1,523 survey responses Areas for improvement Overall satisfaction General feeling of work happiness Ability to meet personal goals Dont recommend!! American Income Life dedicated to helping associates achieve their dreams. HELP! strict standards for business conduct. Don't like it file a grievance with your union. $8.58 per thousand times 500 equals only $4,290 per year, only $357.50 per month or only $11.75 per day. It is simple to do. Copyright 1997-2023, Ripoff Report. 3.William P*nn American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Just not with this company. 1.Linc*ln NY American Income Life Scam Review | Complaints INVESTIGATION: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. Donald Shuper Retired member in Good Standing, Another Local 435 member being bothered ny NILICO on SUNDAYS Local 277, AFL-CIO, AIL. Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Copyright 1997-2023, Ripoff Report. Lets do the math. Frank, Rich can't answer you with out looking like a moron, because Jimmie's numbers are quite accurate. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. We award American Income Life Insurance Company a final rating of 2.5 out of 5 stars. He drinks and lies a lot. With great caution, I continued the interview and training process, watching for the awful things I had heard about. Research, don't trust these guys just because your union did. * an unsolicited call for a job he had not applied for If you decide to keep the policies you still can cancel at any time in the future. Yes, I worked there Ricky, I told you I was presented by some of the best Liars in the industry and that is where I met them. We telephone the members to set up a time to deliver their no cost benefits and to inform them of other benefits available. American Income Life is an international insurance company that was founded in 1951. American Income Life / National Income Life provides products and services through independent representatives and has been providing benefits to families for over 50 years. If you have a sense of confidence in your own ability to do the job, and if you're stubborn enough to see it through the first (grueling) 90 days it is a GREAT opportunity. With the money you save you can go buy whole life or term life 12 times cheaper many other places, or for the same price buy 12 times the face value "COVERAGE" that the survivors need after your passing. If you signed up when you were over 50 it's like $15, still good coverage, especially if you have kids under 18, or in college. Well, American Income does not even sell that policy! In addition, Americ, American Income Life Bill Heath Agency misleading hiring practices dishonest sales indifferent management Jeffersonville IndianaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. File your review. It may not be copied without the written permission of Ripoff Report. American Income Life has remained actively engaged and improving the way they address customer service complaints. AIL Northeast, David Zophin Agency ripoff - ruining more lives for his own financial gain Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program - NOTICE: *UPDATE December 1, 2006. American Income Life is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.To date, American Income Life has made good faith efforts to resolve all complaints reported on Rip-off Report. ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. Dylan and I agree on one thing partially, check with your union,stewards, union presidents, but go one step further and ask them to have their legal department or financial advisors or CPA look into the accusations, where we disagree is in calling American Income, what do you think they will say? In the course of my research, I came upon the critical comments posted to this site, and was scared to death. The posting time indicated is Arizona local time. Rip-off Report recently discovered that all but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Fort Worth TexasRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. I don't think I've seen as many Crooks in Jail. Jimmy, Paying off the mortgage the cars, the College, etc. Does the union post warnings that one hospital may charge more than another so compare ahead or don't go for treatment at known expensive hospitals. You are hired under the idea that the chances of having a succesful carreer are very high, that everyone can do it, and that you need no sales experience. Did my Local union do a search on the internet with this Union Insurance Company name and added words like fraud, cheat, thieves, liars,rip off to their name for expanded searches or were they just sold a bill of goods because it sounded like a union benefit. All rights reserved. Do you know many different names you have used the terms, get over yourself? strict standards for business conduct. Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. Consumers love to do business with someone that can admit mistakes and state how they made improvements. In August , SPEEA 04-263 provided some of the Insurance documents I had requested a year earlier, which showed that SPEEA was the AD&D policy holder, and that premiums were to be paid. Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving complaints. Did my Union official know that they won't sell one policy without the other but yet after buying both I can chose later to cancel the expensive one and keep the more valuable one. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. - NOTICE: *UPDATE December 1, 2006. They stop at age 58 at $23.87 per thousand. Has your experience with this business or person been good? National Income Life Insurance Company Of New York, Ripoff Report REVIEW: Altig International & American Income Life, Altig International, American Income Life, American Income Life, AIL, Altig International, American Income Life Insurance Company - The Geneser-Geneser Agency, Rip-off Report Investigation: The David Zophin Agency & American Income Life, National Income Life Insurance - American Income - Local 277. Who's crazy enough to start this website? [ this included a decades old fine by the washington state Insurance office , and other fines shown on the Texas Insurance commision site ] The SPEEA E-board minutes in April 2004 show that members were complaining. Some Search Tips: * Try using another version of the business or individual name. I HAVE made money, MORE than I anticipated. Estimated amount consumers saved since 1997: $15,590,010,907. You also seem to have a bias against whole life. For example, dissconecting your phone while you're pretending to work, or hiding in a closet to avoid responsibility or worst of all not properly taking care of our clients because of a grudge you had against the company. We have ignored so many calls. ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESS FROM BAD BUSINESS*UPDATE - Rip-off Report REVIEW: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving all legitimate complaints. Fort Worth TexasRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. First, the "1.5 million" paid out is absolutely true. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. They are the ones taking your money already. Once again, get over yourself. Some background on American Income Life: they are partnered with members of credit unions, labor unions, associations, and private policyholders. Original review: July 12, 2020. Hardly a Ripoff 1.5 million" paid out is absolutely true. I have an appointment to see Bob Brown next week and if this is not resolved quickly I will be writing to the NYS Insurance department and I have some other similar claims. I currently have insurance through them, and still have the accidental benefit that pays out $200 for smaller accidents, along with whole life insurance. Home Layout 3NewsTechnology All CodingHosting Create Device Mockups Browser with DeviceMock Creating Local Server From Public Address Professional Gaming Can Build Career CSS Properties You Should Know The Psychology Price. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of compl, AIL CANADA - ALTIG INTERNATIONAL DISHONEST AND RIPPED OFF BRITISH COLUMBIA British Columbia*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. Including this Report below! I could easily straighten those out for you as well but what is the point? this program works. I would hate to see someone miss out on a "Life Changing Opportunity," because they read the comments of people who will continue to be falures at everything they try in life unless they are willing to change. Waco Texas, Nationwide, Alig International American Income Life Misrepresentations in hiring and to customers, unethical business practices, unfair treatment of agents RIPOFF Redmond WashingtonRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Corporate Advocacy Business Remediation and Customer Satisfaction Program. Dumron spends half of his time threatening real agents that went on to work for real insurance companies that if they replace one of his policies he will sue them and he has not lost a lawsuit yet. This insurance, as the name implies, will cover you for the rest of your life, regardless of your age. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. A great bunch of union guys doing pretty good for themselves despite their huge pay out of $1.5 million in accidental death benefits. 10 year term, 500,000 $185.00 per year, $15.42 per month, $0.51 per day, $0.37 per $1000x500=$185, compared to Ricky's 2,230 per year, gee Ricky which would you buy? DONATE NOW! Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of complaints Altig International has re. In all honesty, I personally, found none. You have certainly showed you character in black and white for all to see here in this forum and I think it's pretty obvious as to why you didn't work out at AIL. After reading the responses to my warning message, I feel I must add more. American Income Life was an awful place to work. Don't worry about the president from some other union who got tricked into signing a letter for his Local, he probably thought he was doing a good thing when he was misled. Jul 12, 2021 - Sales Representative in Boston, MA Recommend CEO Approval Business Outlook Pros By how many deaths? Coverage is offered in 49 states, as well as in Canada and New Zealand. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! Still with me Richard? Great lets make it simple and look up two quotes for a 35 and 45 year old healthy male who wants to get a quote for a $500,000 term policy for 20 years or 30 years for a male in healthy condition, non smoker in tip top shape. Rip-off Report has the evidence. Waco Texas, Nationwide, American Income Life ripoff reaches NC Swananoa North CarolinaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. I personally enjoy my job very much because I am earning a good living and am helping people at the same time. You seem fixated on just one type I wonder if you ever worked at AIL, or if you did were you trained enough to know all the options. If a member is approached by an insurance salesman who says he is working for the union, the member should beware and report this to the Local. They presented a balanced view of the job, and I have found everything I was told to be accurate. Look at how you used the product or service that was provided in relation with the instructions that you received. So if you could look up those numbers from your rate book and any of the readers can go on line to compare costs they will see how far out of range your term policies costs are and never mind your other great One of the reasons why Insurance agents are licenced is because we have to learn all the different products avialable and what suits each member's needs. Waco Texas, Nationwide, American Income Life Bill Heath Agency misleading hiring practices dishonest sales indifferent management Jeffersonville IndianaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. I don't ever remember getting huge bills like this before so now my wife has to take time off of work to figure this mess out. Father time works against us all and I want to use my $70 per month towards my bills and retirement, not some two faced liar bothering me on Sundays. Rip-off Report independent investigation showas that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% leg. ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESS FROM BAD BUSINESSRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. You are the insured. Ripoff Report | american-income-life complaints, reviews, scams, lawsuits and frauds reported, 109,125 results Search consumer complaints, reviews and information about american-income-life. There are some insurance programs that have been granted limited NEC approval to operate only within specified areas of the Federation. Or is is this a bunch of crap to get in my door to sell me more. Altig International, American Income Life, American Income Life Insurance Company - The Geneser-Geneser Agency, National Income Life Insurance - American Income - Local 277. Who's crazy enough to start this website? Of those about 1/2 will set an appointment and out of that about 1/2 will understand they needs presented to them and sign on the line. All rights reserved. It is a total SCAM. Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. The main reason American Income Life has become popular is because of the earning opportunity. Adopting an insurance program without a review by your NVP and the AFGE General Counsel may cause serious legal or financial problems and/or bad faith among the members of AFGE. Could you possibly fit them into your very busy schedule? Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. Could I give you the names, addresses, phone numbers of all of my friends and relatives so you can save them before they die, like this this guy did? I also agree that this should be brought up in our next union meeting. A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. I'm trying to hire new guys to make up for all the ones you are pushing out the door and mocking. You want to talk about bad practices? Now that you saved 75% or more of your bill ask them how much to switch to an annual policy, you save a little more. The victims are hired as independent contractors. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. REBUTTAL BOX In fact, I can clearly remember one union member who passed away after responding to his union's benefits letter, naming his wife as the beneficiary. Currently, this company is owned by Torchmark corporation which is a financial services holding company that is listed on the NYSE (New York Stock Exchange ). Benefits Specialist (Former Employee) - Remote - February 2, 2023. 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